Get Started

An Easy Step-by-step Process to Choosing a Plan and Getting Signed Up

We believe that health care and health insurance is way more expensive and complicated than it should be, especially for people who purchase their own coverage and are not covered by an employer or the government.

Compare Plans at HSA for America

1. Consider an Alternate Plan

You have several options, like the HSA plan, a health care sharing plan, or an association plan. These are all alternatives that will often get you more value for your money.

Find your HSA plan at HSA for America

2. Compare Plans and Rates

First get an Instant Quote and compare health insurance plans. Note that if you earn less than 400% of the Federal Poverty Level, your premium may be substantially less.

Always remember to check the physician list to make sure your doctor is in the network.

If you are in good health, compare these rates with what it would cost to join a health care sharing plan.

Information on how the health insurance plans work is on our Understanding the Coverage and Costs page.

If you are outside of open enrollment and don’t qualify for a special enrollment period, you can also sign up for a short-term medical plan.

Sign up for your HSA at HSA for America

3. Sign Up!

You can enroll in a health insurance plan any time during Open Enrollment, in most states from November 1 – December 15, or if you qualify for a special enrollment period (due to a birth, marriage, divorce, move, change in income, or loss of existing coverage.)

If you sign up for an plan by the 15th of the month, your coverage will be effective as soon as the first of the following month.

You can sign up for a health care sharing plan any time of the year.